What Expenses Can Gig Workers Deduct on Taxes?
Beyond mileage, gig workers can deduct many business expenses. Here is what qualifies and how to document it properly.
Expense Deduction Checklist
Mileage
72.5 cents/mile in 2026 for all business driving
Phone & Data Plan
Business-use percentage (typically 50-80%)
Car Insurance
Business-use portion only
Car Maintenance & Repairs
Only if using actual expenses method (not standard mileage)
Health Insurance Premiums
100% if self-employed and not eligible for employer plan
Delivery Equipment
Bags, phone mounts, chargers, dash cams
Parking & Tolls
Business-related only (deductible with either method)
Tax Preparation Fees
Accountant, software, or filing services
Personal Groceries
Not deductible even if bought during shift
Traffic Tickets
Fines and penalties are never deductible
Commuting to W-2 Job
Regular commute is not a business expense
Documentation Tips
Keep receipts for all expenses over $75. For recurring expenses like phone bills, calculate your business-use percentage at the start of the year and apply it consistently. Take photos of receipts immediately -- faded paper receipts are a common audit problem.
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