Tax Guide 2026
Gig Worker Tax Guide: Everything You Need to Know
Master self-employment taxes, maximize deductions, and never overpay the IRS. Complete guide for Uber, DoorDash, Instacart, and all gig workers.
15.3%
Self-employment tax rate
25-30%
Recommended tax set-aside
$400
Filing threshold for SE income
Common Deductions for Gig Workers
| Deduction | Rate | Example |
|---|---|---|
| Mileage | 72.5 cents/mile | 15,000 miles = $10,875 deduction |
| Phone Bill | 50-80% | $100/mo x 70% x 12 = $840 |
| Car Insurance | Business % | Proportional to business use |
| Car Maintenance | Business % | Oil changes, tires, repairs |
| Health Insurance | 100% | $500/mo = $6,000 deduction |
| Equipment | 100% | Phone mount, bags, chargers |
| Parking & Tolls | 100% | Business-related only |
| Professional Services | 100% | Tax prep, legal, accounting |
Tax & Deduction Guides
Mileage & Tax Deductions Guide
Complete guide to mileage deductions and tax write-offs for gig workers
IRS Mileage Deduction Rules
What counts as business mileage and required documentation
What Expenses Can Gig Workers Deduct?
Complete list of tax-deductible expenses
Mileage vs. Actual Expenses
Compare the two IRS vehicle deduction methods
How to Track Mileage for Taxes
Best methods and audit-proof practices
Tax Deductions Guide
Every deduction you can claim as a gig worker
Track Deductions Automatically
ShiftTracker logs mileage, tracks expenses, and generates tax-ready reports for gig workers.
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